Affordable ways to buy a home
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If you can’t afford to buy a home outright there are a number of options to help you.
Shared ownership
Shared ownership is a scheme that lets first-time buyers purchase a share of a property – usually between 25% and 75% – and pay rent on the remaining share.
You only need a mortgage for the share you own, so the deposit is much lower than if you buy your home outright.
When you buy a shared ownership home, you have the opportunity to increase your share of the property. This means you can eventually buy your home outright.
Check if you’re eligible for shared ownership.
You can find shared ownership properties through: