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Claim a grant for buying a house

If you are a tenant of a Council property, we can give you a cash grant of £21,000–£44,000 to help you buy a new home.

Not only does this help you get on the property ladder, it also helps to free up homes for people on the Council's housing list.

The size of the grant depends on where you wish to move to and the type of Council property you are giving up. The grant is paid when the sale is completed so cannot be used as a deposit.

Are you eligible to apply for a grant?

  • You must be a secure tenant of a Lewisham Council property.

  • Your current home must have one bedroom or more (no bedsits or studio flats).

  • You (and any other person that you are purchasing with) must not own any other property.

  • You must be able to give us vacant and undamaged possession of your council home when you receive the grant.

  • You must be able to provide a Mortgage in Principle Certificate.

How to apply

Check that you are eligible for the grant. Then download and complete the application form.

Return the completed form to us along with your Mortgage in Principle Certificate.

You can also contact us and ask us to send you the form in the post.

If your application is successful, we will contact you within two weeks with further details about the scheme.

Frequently asked questions

Which properties can be bought with this grant?

You can buy a property on the open market anywhere in the UK except the Channel Islands and the Isle of Man. The property should be within your mortgage limit. The maximum value of the property to be purchased may change each year so you may need to check before you make an offer.

You cannot buy into an existing mortgage and you cannot use the CIS grant to buy the following types of properties:

  • mobile home or house boat

  • property sold at auction

  • business or part business property

  • your existing council property under the right to buy scheme

  • property abroad

  • property combining homebuy, shared ownership or any similar scheme.

Do I have to repay the grant?

No. The grant is not repayable and there is no charge against the property purchased.

If I find a property to purchase, am I entitled to a grant?

You will have to make an application and wait for the go ahead before you make an offer on a property. There may not be funds available at that time.

Can I apply if I am in a housing decant programme?

Yes. You may be eligible for the grant and will receive priority. The grant you receive will be based on the size of property that you are registered for and not the size of the property that you currently occupy.

When will the grant be paid?

We will arrange for the money to be with your solicitors by the date that you exchange contracts on the property you are purchasing.

Your solicitor will not be permitted to release the money until the day you complete the purchase of your new home and you have met the following conditions:

  • You leave your council home in a good condition.

  • Your council home must be vacant and all your personal possession removed.

  • You must not owe the Council any rent, or other amounts such as overpaid housing benefit from previous tenancies.

Get in touch

Assessment and Initiatives

Fifth Floor, Laurence House, 1 Catford Road, London, SE6 4RU
Telephone: 020 8314 7538
Email: dorothy.bryan@lewisham.gov.uk